- Earn money from stuff you don’t use… Sell it online (eBay, Gumtree, local buy/sell/trade groups on Facebook) or have a garage sale. Your unwanted items could be special in someone else’s eyes and net you some extra cash.
- Ditch a habit… If not for good, then at least for December. For example, giving up just one $3 daily coffee at work (that’s five workdays over four weeks) will save you $60.
- Bring lunch in from home… Rather than buying, make a little bit extra dinner the night before and then take a serve to work the next day.
- Scour advertising catalogues before you shop… Searching for specials can save you plenty, especially when purchasing things like meat, produce and personal care items.
- Do some overtime… Pick up extra shifts at work, get a second casual job or even participate in focus groups.
- Haggle, haggle, haggle… Some retailers price-match — or even beat — competitors' deals, so compare offers and don't be afraid to ask for a discount.
- Bag a bargain… Visit discount outlet shopping centres, factory seconds stores or second-hand retailers.
- Get active on social media… Follow your favourite brands and retailers on social channels like Facebook to receive their newsletters and alerts on sales, plus deals and exclusive member discounts.
- Click and collect… Pay online and pick up in-store to save on delivery costs as well as avoid queues.
- Ban booze before the silly season… Australian Bureau of Statistics data shows Aussies consumed 2.1 standard drinks a day in 2013-14. At an assumed $5 a drink, just two weeks without an alcoholic beverage could save you up to $147.
- Take public transport… With a typical 10km taxi fare costing around $25, skipping just four cab rides between now and Christmas could save you $100 right there.
- Use coupons… Whether it’s specialised websites or through store websites themselves, always check for the latest coupons before you buy.
- Do your research… If you have a product or service in mind, shop around and compare prices, both in store and online.
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